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Monthly Archives: March 2023

Roof Certification

The Importance of Roof Certifications for Home Insurance: What You Need to Know

Picture this: You’ve just completed a long-awaited home improvement project. Your roof is looking sharp, and weather-resistant, and you feel like you’re finally in the clear. Storms can cause significant damage, so it’s important to have a licensed roof inspector assess your roof. But wait—did you know that a roof certification letter could save you hundreds of dollars on your home insurance premiums? What necessary repairs might be needed after a storm? That’s right, and your roof could be the golden ticket to securing a better rate with your insurance provider after necessary repairs are made.

In this blog post, we’re diving deep into the world of roof certifications—what they are, why they’re so important for home insurance, and how you can easily get your hands on one from a reputable roofing company. We’ll also walk you through some common mistakes homeowners make when certifying their roofs, so you can avoid costly headaches down the road. Let’s get started!

What Is a Roof Certification Letter and Why Does It Matter for Insurance?

A roof certification letter is essentially a formal document that verifies the condition and age of your roof, which is crucial for any insurance claim you may need to file. It’s an official statement that your roof is in good shape and free from any damage that could affect your home’s safety or the longevity of the roofing materials. Think of it as a clean bill of health for your roof—a stamp of approval from a professional roofing contractor that gives insurance companies confidence in the protection your roof provides.

Why is this important for homeowner’s insurance? Insurance companies need to know that your roof is in good condition and will protect your home in the event of a storm or other natural disasters. Without a roof certification letter, an insurance company may either charge higher premiums, require you to make repairs, or even deny coverage altogether. Insurance companies are risk-averse, so they want to ensure that your roof is up to code and won’t result in costly claims in the future. A roof certification letter proves that your roof can handle the elements, which may help lower your insurance premiums and reduce the risk of future claims.

How to Obtain a Roof Certification

Now that we’ve established why a roof certification letter is so important let’s talk about how to actually get one. Here’s a step-by-step guide:

1. Find a Certified Roofing Professional

The first step is to hire a certified roofing contractor to assess the condition of your roof and do a professional roof inspection by a trusted roofing company to avoid issues with your home insurance. Make sure the contractor is licensed and insured, as most insurance companies will only accept certifications from qualified professionals. Many contractors, like us here at Denny’s Roofing, offer roof certifications as part of their services.

2. Schedule a Roof Inspection

Once you’ve found the right contractor, schedule a time for them to come out and inspect your roof. During the inspection, the contractor will check for a variety of factors, including:

  • Roof age: How old is your roof? Insurance companies are mainly concerned with roofs that are 15 years old or older, as they may need repairs or roof replacement soon.
  • Condition of the materials: Are there any missing shingles, damaged tiles, or signs of wear and tear?
  • Structural integrity: Is your roof still securely attached to the home, or are there areas of weakness?
  • Signs of leaks or water damage: Any evidence of previous water intrusion can be a red flag for insurance companies.

3. Receive Your Roof Certification Letter from a licensed roof inspector to help with your insurance claim.

If the contractor determines that your roof is in good condition and can adequately protect your home, they will issue a roof certification letter. This letter will include details about your roof’s condition, the materials’ age, and the roof’s estimated lifespan moving forward. It will also confirm that your roof is up to code and has no significant issues that would compromise its performance.

4. Submit the Certification to Your Insurance Firm

Once you have the certification letter in hand, it’s time to submit it to your insurance company. Be sure to send them all the necessary documentation, including the contractor’s details and any other information they may request. If your roof is in good shape, your insurer may lower your premiums or offer you a discount for having a certified, well-maintained roof. It’s a win-win on most insurance policies!

Common Mistakes Homeowners Make When Certifying Their Roofs

While getting a roof certification letter is reasonably straightforward, homeowners make some common mistakes along the way. Let’s review a few of them to avoid making these missteps yourself.

1. Not Choosing the Right Contractor can lead to damaged shingles and unnecessary repairs.

One of the most common mistakes homeowners make is hiring a non-certified or licensed contractor. It’s essential to choose a contractor who is recognized by insurance and has experience in roof certifications. A certified contractor ensures that your roof gets the proper inspection and that your insurer will accept the certification letter.

2. Delaying Roof Repairs

If your roof has minor damage, like a few missing shingles or a small leak, you might be tempted to ignore it or put off repairs. However, this could be a huge mistake regarding getting your roof certified. Insurers are highly sensitive to damage, and even small issues can make it difficult to get certified. If your contractor identifies issues during the inspection, it’s better to fix them before requesting a certification. A certified roof should be in excellent condition.

3. Assuming Certification Is Only About Age

While the age of your roof is an important factor in a roof certification, it’s not the only consideration. Even a relatively young roof can have issues that prevent certification if it’s not properly maintained. For example, if your roof has missing shingles, curling edges, or visible wear, it may not pass the inspection—regardless of how old it is. Always make sure that the roof is well-maintained, and don’t just assume that age alone will determine eligibility for certification.

4. Ignoring Roof Maintenance

Even after your roof has been certified by a licensed roof inspector, it’s essential to continue regular roof maintenance. Roofs are constantly exposed to the elements, and they can quickly fall into disrepair without proper care. Regular inspections, cleaning gutters, and addressing minor issues can ensure that your roof remains in top shape for years to come. If you let maintenance slide, it could hurt your chances of getting another certification in the future—or worse, it could result in higher insurance premiums.

5. Not Following Up with the Insurance Provider

Once you’ve received your roof certification, don’t forget to follow up with your insurance underwriter. Sometimes, they might lose the paperwork or request additional documentation for the repairs needed. Always keep a copy of your roof certification letter and stay on top of the submission process to ensure that you’re getting the discounts or premium reductions you deserve.

Why Roof Certifications Are Worth It

In conclusion, getting a roof certification is not just a wise decision—it’s a necessary step for homeowners looking to protect their property and ensure peace of mind. By providing your roof is in top condition and getting it certified, you can lower your premiums, increase your property value, and ensure your home is protected in the event of a storm or natural disaster.

So, if you haven’t yet gotten a roof certification letter, now is the time to do it. Contact a licensed roofing company to get your roof certified by a qualified roofing professional and start the process today—you might just be surprised by how much you can save!

At Denny’s Roofing, we make the certification process easy and stress-free, so call or shoot us an email, and let’s get your roof certified for your peace of mind!

How a Class 4 Shingle Roof Can Save You Money

Roofing Insurance Discounts: How a Class 4 Shingle Roof Can Save You Money

If you’re a homeowner, you probably know how quickly insurance premiums can add up. Whether it’s your homeowners insurance, car insurance, or even health insurance—it seems like there’s always something to keep paying for. But what if I told you that something as simple as your roof could help you save on your home insurance? That’s right, by upgrading to a Class 4 impact-resistant roof, you could see significant savings on your premium. In this blog post, we’re going to dive into the world of roofing insurance discounts, explain why Class 3 and Class 4 roofs are so important to insurance providers, and even share a few real-world examples of homeowners who’ve saved big just by upgrading their roof.

What Is a Class 4 Roof and Why Does It Matter?

Let’s start with the basics: what exactly is a Class 4 roof? In simple terms, Class 4 roofing Refers to materials that have been rated for class 4 impact-resistant shingles. This means the materials have been tested to withstand the kind of hail, wind, and debris that would normally cause significant damage to your roof. Class 4 is the highest rating, meaning it’s the best at preventing damage, and it usually applies to shingles, tiles, or metal roofs designed to take a beating.

The rating is based on tests that simulate the effects of hail storms and other severe weather events. The higher the rating (Class 3 or Class 4), the more durable the material is. The Class 3 roof, while not as resistant as Class 4, still provides superior Durability is crucial when selecting roofing materials like class 4 impact-resistant shingles compared to standard roofing options like 3-tab shingles.

But why does this matter for your homeowner’s insurance? Well, insurance underwriters are all about risk management. The more likely a roof is to sustain damage in a storm, the more it costs for the insurance firm to replace it, especially with class 3 or 4 ratings. When your roof can withstand extreme weather, the risk of damage is significantly reduced, and as a result, your insurance rates can be much lower. A Class 4 roof can help reduce the likelihood of costly claims, which is why insurance providers are eager to offer discounts for homeowners who have one.

How Class 4 Roofs and Class 3 Roofs Can Lower Your Insurance Costs

Now let’s get into the numbers—how much can a roofing company save you? Class 4 roof How much can impact-resistant shingles actually save you? Insurance agencies are pretty specific about how they calculate premiums, and they love low-risk properties. According to several industry studies and insurance reports, homeowners with Class 4-rated roofs can see anywhere from 10% to 30% off their annual premium. That’s a big difference, especially considering that the average annual homeowners insurance premium is around $1,200. If you’re looking at a 30% savings, that’s $360 per year that could be staying in your pocket. Over the course of a few years, that could add up to a serious chunk of change.

So, what about Class 3 roofs? These roofs are a step down from Class 4 but still offer excellent protection. They typically provide class 4 shingles that enhance durability for hail resistance up to 1.75 inches in diameter. If you have a Class 3 roof, you could expect savings in the range of 5% to 15%. While this isn’t quite as high as a Class 4 roof’s discount, it’s still significant. So, even if you can’t quite swing the upgrade to a Class 4 roof, Class 3 is still a solid option for saving some money.

A Deeper Dive into the Insurance Industry’s Perspective on Roofing Material Durability

You might be asking yourself, “Why are Class 4 roofs such a big deal to insurers?” It all comes down to the potential for damage and the benefits of class 4 ratings durability and risk reduction. Insurance collectives are constantly trying to balance the cost of claims with the premium income they receive from homeowners. When a homeowner has a roof that’s less likely to sustain damage, it means the insurer is less likely to have to pay out a large claim.

Imagine this scenario: a hailstorm hits your area, and you’re lucky enough to have a Class 4 roof. Your roof might get a little dinged up, but because the materials are so durable, they can take the impact without cracking, breaking, or getting punctured. Your insurance company doesn’t have to pay for an entire roof replacement. That’s a win-win for them—and for you in the form of lower premiums.

On the flip side, if your roof is made of older, more vulnerable materials like 3-tab shingles, even small hailstones can cause serious damage to roof shingles, especially if they are not impact-resistant. In these cases, the insurance company will have to cover the cost of repairs or replacement, leading to higher premiums for you down the line. That’s why insurance companies are so eager to incentivize homeowners to install Class 3 and Class 4 roofing.

Real-Life Case Studies: Homeowners Who Saved Big on Their Premiums

Let’s take a look at some real-world examples of homeowners who upgraded to Class 4 roofing and enjoyed significant savings on their insurance premiums.

Case Study 1: The Johnson Family

The Johnsons had an older asphalt roof on their home, which had been in place for over 20 years. After a particularly rough hailstorm, they filed a claim and had to replace their roof entirely. And it was a very large roof. They decided to upgrade to Class 4 asphalt shingles, which promised to be more resistant to impact damage. After the installation was complete, they contacted their insurance provider to let them know about the new roof. The result? It impacts your home insurance costs significantly. Their annual premium dropped by 25%, which saved them around $750 per year. Over the next 5 years, that’s a savings of $3,750—not too shabby for an investment in a new roof!

Case Study 2: Sarah’s Tile Roof Upgrade to class 4 shingles.

Sarah owned a home with a concrete tile roof that was about 15 years old. While concrete tile roofs are generally durable, hers had started to show signs of wear. After learning about the potential for insurance discounts, Sarah decided to upgrade to a new Class 3-rated concrete tile roof. The insurance company offered her a 15% discount on her annual premium, which equaled a savings of about $350 per year. With the added bonus of better protection against hail and wind, Sarah felt confident in her investment.

Case Study 3: Mark’s Metal Roof

Mark had always been interested in upgrading to a metal roof but hesitated because of the upfront cost. After doing some research, he realized that not only would he get a long-lasting, durable roof, but he’d also be eligible for significant insurance discounts and save money in the long run. Mark installed a Class 4 metal roof and immediately saw a 25% reduction in his insurance premium. That’s a savings of over $500 a year!

In Conclusion: The Smart Choice for Homeowners

Upgrading to a Class 4 impact-resistant roof is more than just a smart move for protecting your home from severe weather—it’s also a financially savvy decision. With the potential to save up to 25 to 30% on your homeowner’s insurance, it’s an investment that pays off in multiple ways. Whether you’re dealing with hailstorms, heavy winds, or just the wear and tear of time, an upgraded Class 4 roof offers you peace of mind and substantial savings.

If you’re ready to explore the possibilities of upgrading your roof and saving money on your premiums, reach out to a trusted roofing professional to discuss your options. The sooner you make the switch, the sooner you can start saving!

Ready to Save on Your Insurance? Let’s Talk about upgrading to impact-resistant shingles!

At Denny’s Roofing, we specialize in helping homeowners upgrade to durable, impact-resistant roofs that not only protect your home but also save you money on insurance costs. These often impact your insurance coverage favorably, and you can confirm this with your own insurance adjuster. We are certified in all kinds of roofing materials, including class 4 shingles, and can help guide you based on your needs. Contact us today for a FREE roof inspection and/or to learn more about how a Class 4 roof can benefit you. Remember us – If you are making an insurance claim to replace your roof, and we can help you navigate home insurance policies to ensure you’re getting the best coverage and discounts for your roof!

Why Roof Inspections Should Be Part of Your Home Maintenance Routine

When it comes to home maintenance, there are a lot of tasks that might come to mind: cleaning out the gutters, checking the HVAC system, inspecting plumbing for leaks, and, of course, keeping your lawn looking pristine. But there’s one maintenance task that often gets overlooked despite being crucial for the long-term health of your home: regular roof inspections.

You may think, “I can’t really see my roof, and it doesn’t seem to be leaking, so why does it matter?” Or maybe you think, “If there’s a problem, I’ll notice it.” But trust us, your roof is working hard behind the scenes to keep your home safe and dry—and, just like any other part of your home, it needs some attention every now and then. Your roof is key to the overall protection of your home.

Let’s dive into why regular roof inspections should be an essential part of your home maintenance routine. By the end of this post, you’ll be ready to schedule your next inspection, and you’ll have a clearer understanding of just how much regular maintenance could save you in the long run.

Why Roof Inspections Matter: Protecting Your Investment

Your roof is arguably the most crucial feature of your home. It’s the first line of defense against the elements, from hail to snow to ice to high winds. A solid roof is what keeps your home dry, prevents water damage, and ultimately protects all of your belongings and loved ones. But, unlike the furnace or air conditioner, the roof isn’t something you typically interact with on a daily basis. Most people think of it as a “one and done”.

This is where regular roof inspections come in. Without proper inspections, your roof could be Failing to address loose shingles can lead to bigger issues. in ways that are invisible to the naked eye—until the damage has already spread.

Imagine this scenario: You’re sitting in your cozy living room, enjoying your morning coffee, when you hear the unmistakable sound of dripping water. You look up to find a water stain creeping all the way across the ceiling. Yikes! What could have been a minor issue with a small leak has now turned into a bigger problem with water damage, mold, failing drywall, and potentially even structural damage.

By scheduling routine residential roof inspections, you’re actively taking steps to protect your home from expensive repairs and unexpected disasters. An inspector can potentially spot potential issues before they become major problems, allowing you to catch small issues early—saving you a ton of stress (and money) in the long run and giving peace of mind.

Early Detection of Roof Damage: The Power of Prevention

One of the biggest benefits of regular roof inspections is the early detection of damage in your attic, which can save you from expensive roof repairs later and delay the need for a new roof. Roofs take a beating over time, and they can be affected by all sorts of weather events—hail, heavy winds, snowstorms, or even direct sunlight causing wear and tear. The issue of the hot and cold days can cause inferior roofing materials to expand and contract regularly and over time that can also cause issues. Many roofing issues develop slowly and are hard to detect without a professional’s eye. You might not even notice minor leaks or shingle damage until it’s too late. “Out of sight – out of mind” is not a good strategy when it comes to roofing.

Common Issues Found During Roof Inspections

Some common types of damage that top roofers often identify during professional inspections include:

  • Hail damage: Hail can create small indentations in shingles or tiles, which can lead to problems if not addressed. The damage may not be visible from the ground, but a professional can quickly identify it during an inspection. Call out a qualified Denny’s Roofing Project Manager to hop up on your roof and take a look after a hail or even a wind storm even if you are not sure if there is damage or not. We do free inspections.
  • Missing or damaged shingles: Over time, shingles can curl, crack, or break. Missing shingles can leave your roof system vulnerable to water infiltration, which can cause mold growth, leaks, and other costly problems if they are not corrected in a timely manner.
  • Leaks: Even the smallest ones can cause big problems down the road. Water can seep into your roof and cause significant damage to your ceiling, walls, and flooring if not detected early.
  • Clogged gutters: Blocked gutters can prevent water from draining properly, which can result in water pooling around your roof, leading to damage over time, especially during severe weather.
  • Flashing issues: Flashing, the material around your roof’s joints and chimneys, and roof valleys can deteriorate, causing drips or water penetration.

Having a professional roofing contractor inspect your roof after heavy storms or at regular intervals (typically every 3-5 years) ensures that these issues don’t get missed. The sooner you spot and address damage, the easier and cheaper it will be to fix.

How Roof Inspections Save You Money in the Long Run

Here’s the truth: Neglecting roof inspections can lead to costly repairs or replacements down the road. A roof might look perfectly fine from the ground, but there could be small, invisible issues that snowball into something much bigger and more expensive. The cost of fixing a small issue or replacing a few shingles pales in comparison to the price of a full roof replacement or significant structural damage caused by water.

Let’s break it down: Keeping your roof in good condition is essential.

  • Minor roof repairs are cheaper than major repairs: Think of roof maintenance as something like going to the dentist for a cleaning. Routine cleaning is relatively inexpensive, but ignoring dental health could lead to cavities and root canals—more painful and costly roof repairs! The same goes for your roof. Small flows or missing shingles may cost only a few hundred dollars to fix, but if left unchecked, they could cause severe water damage, leading to thousands of dollars in repairs. Regular inspections ensure that minor problems are dealt with before they get out of hand.
  • Prolongs the Life of Your Roof: Another way regular roof inspections save you money is by extending the life of your roof. A well-maintained roof can last anywhere from 20 to as long as 50 years or more, depending on the material. By keeping it in good shape through inspections and preventative maintenance, you’re maximizing its lifespan. This means you can delay the need for early roof replacements can be avoided with regular maintenance., which are a significant expense for homeowners.
  • Insurance Benefits: Some insurance companies may even offer discounts for homes with regularly inspected and well-maintained roofs. If your roof is in top condition and you’ve documented regular inspections, you might be eligible for lower premiums in some situations. Additionally, a recent roof inspection can help if you need to file a claim for storm damage. Having a record of a well-maintained roof can strengthen your case and ensure you get the coverage you deserve and have paid for.

How Often Should You Get a Roof Inspection?

As a rule of thumb, we recommend scheduling a professional roof inspection at least once every 3 to 5 years. However, certain circumstances may require more frequent checks:

  • A major storm (hail, high winds, heavy snow) can significantly impact the integrity of your roof system.
  • If your roof is over 12 to 15 years old – get inspections every 1 to 2 years.
  • If you notice any signs of damage, like dripping or missing shingles.

At Denny’s Roofing, we recommend checking the roof’s condition at least once in the spring and once in the fall if it is safe to do so. This allows you to prepare your roof for the harsh weather seasons, whether it’s summer storms or winter snow.

In Conclusion, Protect Your Home and Your Wallet

Regular roof inspections should be a part of your home maintenance routine because they help you catch problems early, extend the life of your roof, and ultimately save you money in the long run. The small investment of an inspection now can prevent much bigger expenses down the road.

At Denny’s Roofing, we understand the importance of protecting your home with a well-maintained roof, and we’re here to help make the inspection process simple and stress-free. Whether you need a routine inspection or a post-storm evaluation, we’ve got you covered.

Ready to get your roof checked? Give us a call at 970-275-4012 for local roofing services. or shoot us an email at [email protected] to schedule your next roof inspection. Let’s keep your home safe, dry, and cost-effective roof repair for years to come!


Some Additional FAQ we Often Receive from Clients You Should Know:

Why are roof inspections an integral part of your home’s maintenance routine?

Roof inspections are essential because the roof is your home’s first line of defense against severe weather and environmental elements. By conducting regular roof inspections, you can identify minor issues before they escalate into costly repairs. This proactive approach helps in extending the life of your roof and ensures that your home’s roof remains well-maintained.

How often should a homeowner schedule a roof inspection?

It is recommended that homeowners schedule annual roof inspections as part of their regular maintenance routine. However, if your area experiences severe weather conditions, such as heavy storms or high winds, it may be beneficial to have more frequent inspections. Regular inspections help in identifying roof damage early, thus preventing the need for a complete roof replacement.

What are the benefits of hiring a professional inspection service?

Hiring a roofing contractor for a professional inspection ensures that all aspects of your roof system are thoroughly checked. Professionals have the expertise to spot issues like loose shingles, water damage, and other minor issues that might be overlooked by an untrained eye. This can provide peace of mind knowing that your home’s roof is in good condition.

What are the signs that indicate the need for a roof repair?

Signs that your roof needs repair include missing shingles, visible wear and tear, leaks in the attic, and clogged gutters. If you notice any of these signs, it is crucial to get a roof inspection immediately to prevent further roof damage.

Impact-Resistant Roofing Shingles

How to Identify Impact-Resistant Roofing Shingles on Your Home: A Homeowner’s Guide

When you think about your roof or any details regarding the impact-resistant roof, do you picture it simply as a protective cover over your head? Well, it is, but it’s much more than that! Your roof is the unsung hero of your home, battling severe weather, keeping you dry, and—yes—potentially saving you money on insurance premiums. That’s why it’s so important to know if your roof is equipped with Class 4 impact-resistant shingles. Not only do they offer superior protection against hail and storms, but they can also make a big difference when lowering your homeowner’s insurance costs.

Now, you might wonder: “How do I know if my roof is Class 4-rated?” Don’t worry, it’s easier than you think! In this post, we’ll walk you through the steps to identify whether your roof is made of Class 4 shingles, offer tips for finding necessary paperwork, and help you determine if your concrete tile roof qualifies.

Step-by-Step Guide: How to Verify If Your Roof is Class 4

Before you grab a ladder and start scaling your roof like a professional (which we highly don’t recommend unless you’re a roofing pro), let’s take it slow and follow a logical process to determine if your roof is Class 4 Impact-Resistant roofs are designed to withstand hail damage.

Step 1: Check for Any Available Paperwork or Documentation

One of the easiest ways to confirm the materials on your roof is to check for any paperwork related to the installation. If a contractor replaced or installed your roof, there’s a good chance they provided you with some documentation. Look for the following:

  • Contract/Invoice: Often, roofing companies will list the brand of the impact-resistant roofing materials that can affect your home insurance rates, type, and sometimes the rating of the shingles used. If you still have the paperwork, check for any mention of Class 4 materials.
  • Manufacturer Information: The roofing contract might also list the manufacturer of the shingles or tiles. If you can’t find any information about the rating directly on the paperwork, knowing the brand will help you look it up.
  • A Roofing Permit is essential for installing an impact-resistant roof: Sometimes, roofing contractors will include the roofing material’s specifications on your permit when applying for city or county approval. If you have a copy of your roof replacement permit, take a look—some cities and counties even require contractors to list specific product brands on the paperwork.

If you’re unsure where to find your permit, call your local Building Department and request a copy. While some permits won’t include detailed material specifications, it’s worth asking!

Step 2: Look for Leftover Shingles or Packaging

What happens to the extra shingles left behind after your roof is installed? If you’re lucky, you may have a few bundles in your garage, shed, or on the side of your home. These leftover shingles are a goldmine for identifying whether you have Class 4-rated shingles.

Here’s what to look for:

  • Shingle Bundle: If you still have a bundle of shingles from your roof installation (or if you’ve had work done recently), check the packaging for any brand or product details. Most manufacturers include the shingle name, brand, and sometimes even the impact rating right on the front or side of the package. If you can find these details, you can look up the product online or call us, and we’ll help you verify the Class 4 rating.
  • Shingle Info on the Back: If you don’t have a bundle but just want to check an existing shingle, look for the manufacturer’s mark or any product identification on the underside of the shingle that indicates its impact resistance. It’s a bit tricky because shingles typically aren’t labeled as “Class 4” on the shingle itself. But knowing the brand and type can give us a good starting point to track down the exact product info.

Step 3: Inspect Your Concrete Tile Roof

What about concrete tile roofs? They’re incredibly durable, but are they also Class 4 impact-resistant? While concrete tile roofs don’t get the same attention as asphalt shingles, they can still be rated for Class 4.

Here’s how you can check if your concrete tile roof qualifies:

  • Look for Manufacturer’s Markings: Much like asphalt shingles, concrete tiles often have markings or stamps on the back. These stamps might include the manufacturer’s name, the model name of the impact-resistant roofing materials, or other identifying information that will help you determine if the tiles meet Class 4 standards.
  • Check for Extra Tiles: If a contractor installed your roof, you may have some extra tiles left behind (usually as spares for future repairs). Check the backs of these tiles for any stamps or logos that could help identify the product. If you’re unsure, send us a photo of the markings, and we’ll do our best to look them up for you.
  • Tile Age and Rating: Some older concrete tiles may not offer the same resistance to impact as newer options. may no longer meet the impact resistance standards required for a Class 4 rating. Over time, manufacturers discontinue older models, and it’s possible that they were not tested to current standards. If this is the case, we can work with you to assess whether your tiles are still impact-resistant or if it might be time for an upgrade.

Step 4: Call a Roofing Professional

If you’ve gone through the paperwork, inspected the tiles, and still aren’t sure, it might be time to get a roofing pro involved. Many roofing companies, like ours at Denny’s Roofing specializes in class 1 impact resistant shingles and roofing materials, offer to inspect your roof for free or for a small fee and identify whether your shingles or tiles qualify as Class 4.

A roofing professional can provide a thorough inspection, check for signs of wear or impact damage, and give you a definitive answer. If necessary, they can even help you write a Roof Certification Letter to present to your insurance company for potential discounts on home insurance for impact-resistant roofs.

Why Does All of This Matter?

Now that you know how to identify Class 4 roofing shingles, you might be asking, “Why does it matter so much?” Well, for starters, Class 4-rated roofs can significantly reduce your home insurance premiums. can help protect your home from hail storms, other types of severe storms, and high winds. Not only do they hold up better against nature’s forces, but they also provide better resistance to impact. Insurance companies love them for their resistance to impact.

Many insurers offer up to 30% discounts for homeowners with Class 4 roofs. This can translate to serious savings on your annual premiums! So, taking the time to identify your roof’s impact resistance could pay off in the long run—not to mention the peace of mind you’ll have knowing your home is better protected.

Get in Touch with Us at Denny’s Roofing

Don’t worry if you’re still unsure about your roof. We’re here to help! Whether you need assistance having us identify impact-resistant shingles or tiles on your roof or you want a professional to inspect your roof and provide a certification letter, we’ve got you covered.

At Denny’s Roofing, we offer free inspections for asphalt shingles and help with insurance claims if needed. We’re happy to assist with concrete tile roofs for a small fee, depending on the circumstances. Give us a call or shoot us an email, and let’s make sure your roof is as impact-resistant as possible!

Further Inquiries Concerning Impact-Resistant Shingles:

What are impact-resistant shingles and why are they important?

Impact-resistant shingles are specialized roofing materials designed to withstand the impact of debris, such as hail or falling branches. These shingles are crucial for homeowners living in areas prone to severe weather conditions, as they help minimize hail damage and extend the lifespan of your roof. By investing in impact-resistant shingles, you can better protect your home and potentially lower your home insurance premiums.

How can I identify impact-resistant shingles on my roof?

To identify impact-resistant shingles, look for a class 4 impact rating label, which indicates the highest level of impact resistance. These shingles are tested under the UL 2218 standard, where a steel ball is dropped from a specific height to simulate hail impact. Additionally, consult with a reputable roofing contractor who can help you determine if your roof has impact-resistant shingles.

What is the difference between standard asphalt shingles and impact-resistant asphalt shingles?

Standard asphalt shingles are designed for general weather conditions but may not withstand severe impacts. In contrast, impact-resistant asphalt shingles are reinforced with materials like polymers or rubber to enhance their resistance to impact. This makes them more durable and capable of withstanding hail and other debris.

What does a class 4 impact rating mean?

A class 4 impact rating is the highest rating given to roofing shingles under the UL 2218 standard. It signifies that the shingles have passed rigorous testing and are designed to withstand severe impacts, such as those from large hail. Class 4 shingles are highly recommended for areas with frequent severe weather.

Which Roofing System is BEST for My Home in a Hail Prone Area? Shingle – Tile – Metal?

Hailstorms can be one of the most destructive natural phenomena. Especially when it comes to the different materials that your roof can be constructed with. Hail can cause significant damage to homes, buildings, and vehicles, and your roofing system is usually the first line of defense.

Therefore, if you live or work on the Front Range of Colorado, it’s crucial to choose a roofing material that can withstand hail damage and the high winds we have been having recently.

Three popular roofing materials are known for their durability against hail damage:

Architectural shingles, Concrete tile, and Metal roofing systems.

In this article, we will compare the pros and cons of each material to determine which one is better at resisting hail damage.

Architectural Shingles

Architectural shingles, also known as dimensional shingles, are composed of asphalt and fiberglass layers. These shingles are thicker and more durable than traditional three-tab shingles, making them better at resisting hail damage. There is a shingle known as a Class 4 IR (impact resistant) shingle that is replacing most homes for shingle roofs these days. The technology of some of the shingle manufacturers is getting better and better all the time.

  • Cost Perspective: Architectural shingles are the most affordable option of the three roofing materials. The cost per square foot is relatively low, making it an attractive option for homeowners on a budget.
  • Effect on Home Resale Value: Although not the most high-end option, architectural shingles have a broad appeal, making them a good choice for resale value. Additionally, they come in a variety of colors and textures, allowing homeowners to customize their roof to match their home’s aesthetic.
  • Longevity: Architectural shingles typically have a lifespan of 20-30 years. However, their longevity can be affected by the severity of weather conditions in the area. In areas with frequent hailstorms, homeowners may need to replace their shingles more frequently. The average lifespan if not damaged by a storm is around 15 to 25 years here on the Front Range.

Pros:

  • Most affordable option among the three
  • Wide variety of colors and textures to choose from
  • Relatively easy to install
  • Can be a good option for homes with a steep roof pitch

Cons:

  • Lifespan of 15-25 years is shorter than concrete tile or metal roofing systems
  • Not as durable as concrete tile or metal roofing systems
  • Not as energy efficient as metal roofing systems

NOTE: Ask your Roofing Contractor for a Class 4 IR Shingle the next time you are replacing your shingled roof.

Concrete or Clay Tile

Concrete/Clay tile roofing systems are made of a mixture of sand, cement, and water. The tiles come in a variety of shapes, colors, and textures, making them an attractive option for homeowners looking for a unique and stylish roof.

  • Cost Perspective: Tiles are more expensive than architectural shingles, making them a less attractive option for homeowners on a budget. However, they can last significantly longer than shingles, potentially making them a more cost-effective option in the long run.
  • Effect on Home Resale Value: Tile roofs have a high-end look and can add value to a home. They have a unique aesthetic that can be a selling point for potential buyers.
  • Longevity: Tile roofs can last up to 50 years or more, making them one of the longest-lasting roofing materials. They are also more resistant to hail damage than architectural shingles, making them an excellent option for homeowners in areas prone to severe weather.

Pros:

  • Highly durable and can withstand extreme weather conditions, including hailstorms
  • Long lifespan of 50 years or more
  • Variety of colors and shapes available to create a unique and stylish look
  • Fire-resistant and energy-efficient

Cons:

  • More expensive than architectural shingles
  • Heavy, so the roof structure may need to be reinforced
  • Requires professional installation, which can be costly
  • More difficult to repair than other roofing materials

Note on Tile Roofing systems: Tiles can and do crack which can cause issues with water damage. Tile manufacturing company will discontinue them over time which will make it hard to get replacement tiles in the future. Make sure that once your roof is finished, you have about 20-25 regular tiles and 15-20 ridge tiles in storage. If you don’t, your long-lasting roof might just become obsolete because there are no tiles to match it.

Metal Roofing Systems

Metal roofing systems are becoming increasingly popular among homeowners due to their durability and energy efficiency. They come in a variety of materials, including aluminum, steel, and copper.

  • Cost Perspective: Metal roofing systems are the most expensive option of the three materials. However, they are incredibly durable and require minimal maintenance, potentially making them a cost-effective option in the long run.
  • Effect on Home Resale Value: Metal roofs have a modern and sleek look that can add value to a home. They are also an eco-friendly option, which is becoming increasingly important to potential buyers. There are different levels of metal roofing systems. A copper roof looks wonderful and is extremely expensive. Standing Seam is a wonderful architectural choice too.
  • Longevity: Metal roofs can last up to 50 years or more, making them an excellent long-term investment. They are also highly resistant to hail damage, making them an attractive option for homeowners in areas prone to severe weather. NOTE: They do dent in a large hail storm. Make sure you have the proper replacement coverage on your roof if there is big hail.

Pros:

  • Extremely durable and can last up to 50 years or more
  • Highly resistant to hail damage and other extreme weather conditions
  • Energy-efficient and can help reduce heating and cooling costs
  • Low maintenance and easy to clean

Cons:

  • Most expensive option among the three
  • Can be noisy during heavy rain or hail
  • Requires professional installation, which can be costly
  • Limited color options compared to other roofing materials

Conclusion

Overall, each roofing material has its own set of advantages and disadvantages.

Homeowners should consider their budget, aesthetic preferences, and the climate of their area before making a solid informed decision.

  • Architectural shingles are the most affordable option, but may not be as durable as concrete tile or metal roofing systems.
  • Concrete tile is highly durable and long-lasting, but can be more expensive and require professional installation.
  • Metal roofing systems are extremely durable and energy-efficient, but are the most expensive option and have limited color options.

It’s your choice and in the end… whatever you choose will look beautiful on your home.

How long should the Shingles on my Roof last on the Front Range of Colorado?

Because of all the wind storms and hail storms that we have here locally, shingle roofs can take a beating. Here are some tips that will help you get more years out of the shingles up on your roof.

Asphalt architectural shingles are the most popular and affordable roofing option for homeowners in Colorado. They offer an attractive and durable roofing solution that can withstand the harsh weather conditions that are common in the Front Range. However, many homeowners wonder just how long an architectural shingle roof will last on the Front Range, given the frequent wind and hail storms.

The lifespan of an architectural shingle roof depends on a variety of factors, including the quality and brand of the shingles, the installation expertise, and the overall climate over the years the shingles are up on the roof. On average, an architectural shingle roof can last anywhere from 15 to 25 years, but this lifespan can vary depending on the specific conditions of the Front Range.

One of the primary concerns for homeowners in Colorado is the frequent wind and hail storms.

Wind can cause damage to shingles by ripping them or lifting them up and breaking the seal that holds them in place. Hail, on the other hand, can cause dents and cracks in shingles, which can lead to leaks and other types of damage as your roof ages.

To combat these issues, many manufacturers have developed shingles specifically designed to withstand high winds and hail. These shingles are often referred to as Class 3 and Class 4 IR (impact-resistant) shingles and are rated by their ability to withstand impact from hailstones of various sizes and hardness. Homeowners in the Front Range may want to consider using these types of shingles to help protect their roof from damage. Unless a client requests a shingle other than a Class 4 or Class 3 shingle, we always recommend putting them on when a roof is being redone.

In addition to using impact-resistant shingles, homeowners can also take other steps to protect their roofs from wind and hail damage.

One important step is to ensure that the shingles are installed properly.

Shingles that are not properly installed or even were installed when it was too cold or in extreme weather conditions can be more susceptible to damage from wind and hail. Homeowners should work with a reputable roofing contractor who has experience installing architectural shingles up and down the Front Range.

Another important factor to consider is the climate on the Front Range.

Colorado has a semi-arid climate with hot summers and cold winters. This can cause significant temperature fluctuations, which can lead to the expansion and contraction of shingles. Over time, this can cause the shingles to crack and deteriorate. Especially if they have any previous damage. The slightest bit of damage can turn into an issue as they age and go through their expansion and contraction cycles.

To combat this issue, homeowners should choose shingles that are designed to withstand extreme temperatures. Many manufacturers offer shingles that are specifically designed for use in hot and cold climates. These shingles are often made from materials that can expand and contract without cracking or deteriorating. This is a newer shingle technology. Speak to your local Roofing expert for a recommendation.

Finally, it’s important for homeowners to maintain their roofs properly to ensure they last as long as possible.

Regular inspections and maintenance can help identify and address issues before they become more serious. Homeowners should also ensure that their gutters are clean and free from debris, as clogged gutters can cause water to back up under the shingles, leading to leaks and other types of damage.

Ensuring the longevity of your architectural shingle roof on the Front Range of Colorado requires some effort and attention.

Here are the 7 best things that homeowners can do to ensure that their roof has as long a lifespan as possible:

  1. Regular Inspections: Regular inspections every few years can be crucial to detect any damage, leaks or other issues. A professional inspection every 3 to 5 years is highly recommended to identify any issues before they become bigger and more expensive to fix. A good Roofing Contractor can spot a potential issue before it becomes a major issue.
  2. Clean Gutters: Clean gutters are very important for the health of your roof. Clogged gutters can cause water to back up, which can lead to leaks and ice damming and other types of damage if they are not maintained regularly. It is recommended to clean the gutters at least twice a year, especially in the fall after the leaves have fallen.
  3. Trim Trees: Overhanging branches can damage your roof, especially during high winds and storms. Trim any trees that are too close to your roof to avoid the risk of damage.
  4. Proper Ventilation: Proper ventilation is important to maintain the integrity of the shingle. Poor ventilation can cause unseen moisture buildup, which can lead to the growth of mold and mildew. We think of Colorado as having low humidity, but mold can still happen. Improper ventilation can also cause shingles to curl, harden and deteriorate faster. Make sure that your attic has proper ventilation to avoid these issues.
  5. Use High-Quality Materials: The quality of the shingles and other materials used during installation can greatly impact the lifespan of your roof. Always choose high-quality materials to ensure durability and longevity. We here at Denny’s Roofing NEVER skimp when it comes to the quality of the materials that we use when installing a new roof. It is just not worth the savings of a few bucks when the integrity of your Roof is at stake. The risk as your roof ages is just not worth it.
  6. Repair Storm Damage Promptly: If any damage is detected during inspection, it is important to repair it as soon as possible. Delaying repairs can lead to bigger and more expensive issues in the future. It’s also important to check on the areas of possible penetration on a roof when inspecting too. Reapplying caulking to seams and exposed nail heads can help ensure the integrity of your roof.
  7. Hire a Professional Contractor: A reputable roofing contractor with experience in installing and maintaining architectural shingle roofs in the Front Range can ensure that your roof is installed correctly and maintained properly. Work with a professional contractor like Denny’s Roofing to ensure that your roof is in good hands.

In summary, regular inspections, clean gutters, trimmed trees, proper ventilation, use of high-quality materials, prompt repairs, and working with a professional roofing contractor are some of the best things that homeowners can do to ensure that their architectural shingle roof lasts 15 to 25 years. With the proper care and attention, your roof can withstand the harsh weather conditions of the Front Range of Colorado and provide you with peace of mind for years to come.

13 Reasons to Fix or Replace your Gutters

When a well-designed and well-maintained gutter system is installed on a home or business, it should last for decades if they are not damaged in a storm, ice damming or in high winds. That said, there will come a time when even the best maintained gutters will need to be replaced because they have “aged-out” and have reached their life expectancy.

This article will give you a heads up on what to look for when an “out of the norm” situation occurs to your gutters so that you can take care of it as soon as you notice it – so that additional damage does not happen. One of the joys of being a “homeowner.”

Here are 13 reasons you might need to fix or replace your gutter system.

1) CLOGGED/BLOCKED GUTTERS – When gutters are catching the rain and snow as it comes off your roof, that means it is also catching EVERYTHING else that has fallen up on the roof. And it will ALL end-up in the gutters. Organic matter such as leaves, pine needles, twigs, branches, aggregate and dirt coming off your roof, or even blowing trash can build up over time or even just a season if you don’t keep them clear and clean. And rotting organic material can form a thick sludge that will clog gutters and have them overflowing quickly if there is no maintenance performed on them. You can put on a “gutter guard” that will keep most of the leaves and twigs from ending up in the gutters. And honestly, you have to be careful with “gutter guards” because when winter rolls around, gutter guards can possibly lead to ice damming and icicles forming and falling off the gutters, which can be a hazard. So, if you have gutter guards put on, be careful and be aware.

Gutters are in need of a good cleaning!

2) GUTTER/DOWNSPOUT LEAKS – When gutters are installed, the installer may have missed sealing a joint or a downspout hole with what we call “gutter cement.” It’s meant to seal the gutters so that you don’t have any leaks. Leaking can get behind the fascia and soffits and cause additional damage if not corrected.

3) BACK-FLOWS – Clogged gutters can also lead to overflowing or “back-flowing” gutters which can pour over the edge and defeat the purpose of having gutters. And in the winter months, those leaks can also lead to ice on the pavement which can be a huge hazard. Full gutters from clogs or having them hung improperly can also lead to ice forming in the gutters when it’s cold. That ice can expand and cause issues like pushing the gutters away from the fascia. Ice damming can form up under the shingles and cause damaging leaks. Also, convergence points of where corners meet and the system gets complicated can also be a point of issues. Have a professional look at them.

There is a lot going on in this picture of a gutter we recently looked at.

4) POORLY SLOPED GUTTERS – When gutters are installed correctly, they should have a slight slope towards the downspout drains so that when it rains, they drain properly and don’t have standing water in them after a precipitation event. If they are not sloped correctly, water will pool and when mixed with leaves, dirt and normal granule loss from your shingles, it can eventually create a blocked gutter. Not to mention that during a storm, they will not be draining properly. And standing water can pool and damage gutters over time. I’m not sure that most people realize that their gutters have a slight slope. I’ve had clients tell me that their gutters are crooked. If you are not aware of how they are hung, If you go to the front of your home, and look at them you should be able to see it. If they are not sloped, or sloped properly it will become a problem over time.

5) SAGGING GUTTERS – Gutters have traditionally been attached to your fascia and trussing beams by long and large nails that were hammered into the end of the trussing beams. Now gutters are attached with “hangers” that are placed along the gutter and screwed into the fascia to hold the weight of the gutter and the contents during a weather event. When its wintertime, and a tremendous amount of snow and water that fills your gutters, maybe there is an abundance of organic material and granule clogged in the gutters or they were not installed with enough hangers, the extra weight can cause them to sag and they can even buckle. The weight just overwhelms the existing hangers and they can fail.

The perfect example of neglected and “sagging” gutters.

6) DAMAGED GUTTERS – Gutters can be damaged for a number of reasons. They can be dented, become cracked, bent out of their original shape, they can be sagging, clogged or blocked and most likely have the seams fail and leak. Even seamless gutters have a few seams. They are limited, but they are there. All of these can cause water to pool or organic material to clog and create extra weight in the gutters. Eventually, when a ladder gets placed against them to get up on that section of your roof, they can come off their hangers and even collapse. Hopefully you as the homeowner or a professional is doing the necessary maintenance so that this does not occur. Gutters falling off your home can bring a whole slew of additional issues that you just don’t need.

7) IMPROPERLY BUILT DOWNSPOUTS – If your downspouts are built correctly, everything should be fine. There should be enough drainage around the house from the gutters and drainage should not be an issue. Sometimes downspouts need to be placed in areas where the water should be aimed at a drain when emptying on concrete or should be channeled away from the foundation of a house with an extension or “kick-out.” Downspouts can also be missing the sealant or “gutter cement” that seals around the opening at the gutter. If you are having issues with them leaking or getting clogged, have a professional look at them.

8) ICE DAMMING – When there is too much snow on top of your roof, and warm and cold days and nights, your gutters can be overwhelmed with ice damming. The snow will thaw and freeze and thaw and freeze. It will start to create hanging ice cycles and freezing up on the roof, especially at the gutter line. This can be an issue if not addressed. The ice/snow can form and push up under shingles even pulling nails up and working moisture up under the underlayment on the roof, which can cause an internal leak. Most of the time, “heat cable” placed in the gutters or zig-zagged near the eve of the roof can prevent this kind of build-up of ice. But not always. Sometimes it requires manual effort to pull the snow off the edge of the roof with a snow rake to lessen the snow load. This can be dangerous, so if you are not comfortable on a ladder, get a professional to help.

9) INCORRECT SIZED GUTTERS or DOWNSPOUTS – 5” seamless gutters and 2” by 3” downspouts are the norm when it comes to the standard size. Depending on the size of the roof and the amount of water coming off each slope, you may need to upgrade to 6” gutters and 3” by 4” downspouts. Larger roofs with multiple combining of slopes can create too much water trying to drain out of too little drainage and cause problems.

10) TOO LITTLE DRAINAGE FROM DOWNSPOUTS – Gutters are installed on the eves of the home. (The edge of the roof at the end of a slope.) Where downspouts are placed can be a challenge in certain situations because of needing to drain away from walkways, basement window wells, home foundations and more. Sometimes gutter systems are designed with too little drainage to handle the amount of rain. Here on the Front Range, we seldom see that kind of precipitation, and it can, and does occur. So, most systems are designed and built for the norm. The lack of adequate drainage can cause water to get behind the gutters and cause issues with leaks inside the home along with long term issues with fascia and soffits if they are not addressed. Call out a professional to help come up with the proper solution to inadequate drainage.

11) OLD GUTTERS – Here on the Front Range, with regular hail storms, gutters are most likely replaced from time to time but sometimes they can just age and outlast their lifespan and need to be replaced before they cause a bigger issue. We do see gutters just needing to be replaced for the reasons listed in this article above.

Older damaged gutters from a fallen tree branch.

12) ROTTING FASCIA or SOFFITS MEANS… – When you see a rotting section of your Fascia or Soffit or you see the paint peeling on sections of them, you have water that is leaking or overflowing out of your gutters. This is a sign to deal with the issue immediately before it worsens.

Extreme water damage on fascia and soffits from poorly installed gutters.

13) CHANNELING WATER FLOW ON THE ROOF – Sometimes a piece of special “flashing” is needed to properly channel waterflow in and on certain sections of your roof. The roofers attempt to take care of this during the roof installation. And certain flashing is code. And depending on the design of the roof, more might be needed. This usually can only be recognized during a storm and extreme situation to show need. If you see water pouring out of your gutters at a corner or over the edge of the gutter, take video during the event and show it to a professional.

With ANY leak or overflow situation, take pictures and preferably video to show your local Roofing/Gutter professional the actual situation that you are calling them about. It would be very helpful at pinpointing the proper solution and speed up the repair process.

Let us know if we can be of any help in supporting you in fixing your situation.